Basic Access
Get started with a dedicated WhatsApp credit expert.
₹299/month
- WhatsApp Expert Access
- Monthly Score Updates
- Personalized Roadmap
100% INDEPENDENT LOAN CONSULTANTS
Your Credit Score Is Costing You More Than You Think.
Stop overpaying on loans. Get a dedicated credit expert on WhatsApp to build your 750+ score. Plans start at just ₹166/month.
Real Human Manager, Not a Bot Cancel Anytime Data Privacy Guaranteed
We work with every major credit bureau
CIBILExperianEquifaxCRIF High Mark
ORIVO CREDIT CLUBMost Popular
Simple pricing. Real expert. No bots.
A dedicated credit manager on WhatsApp who analyses your CIBIL, builds your plan, and guides every decision.
Credit Growth Sprint
3 months of focused score growth & premium guidance.
₹499/3 months
- Everything in Basic Access
- Premium Card Recommendations
- Priority WhatsApp Support
- Quarterly Strategy Review
Secure payment via Razorpay · Cancel anytime · Data privacy guaranteed
HOW IT WORKS
Three steps to a stronger score
01
Sign up
Pick a plan and pay securely. Onboarding takes under 2 minutes.
02
Meet your Expert on WhatsApp
A real human manager reviews your CIBIL report and builds your plan.
03
Watch your score grow
Follow the monthly action plan. Most members see movement in 60–90 days.
We Solve Two Problems
Got Rejected?
Banks say no for many reasons — low CIBIL, mismatched income, or simply the wrong channel. We leverage our network of 70+ partners to identify the most suitable lenders for your profile.
FREE CASE ASSESSMENT →High Interest?
Paying above market rates? You're losing lakhs over time. We handle the friction of balance transfers, moving you to a better rate without the hassle.
CHECK YOUR SAVINGS →ALREADY CREDIT-READY?
Our Focus Areas
If your profile is strong — or once we've built it up — we connect you to 70+ banks and NBFCs. Loan approvals are at the sole discretion of the lending institution.
Home Loans
New purchase or balance transfer at the lowest market rates. We negotiate with lenders so you don't have to.
Personal Loans
We match your profile to the most suitable lenders across our network.
Business Loans
Working capital, expansion, or equipment — we find business credit that actually works.
Loan Against Property
Unlock the value in your property. We structure LAP deals with the best LTV and rates.
The Orivo Process
Direct, transparent, and built around your timeline.
01
Briefing
Share your situation — rejected, high rate, or new loan. It takes less than 2 minutes.
02
Strategy
We map your profile to 70+ partners to identify the most suitable lenders for your situation.
03
Execution
We handle paperwork, follow-ups, and coordinate disbursal. You just sign.
DISTINCTION
Why Borrowers Choose Orivo
We aren't lenders. We are consultants who sit on your side of the table. No quotas, no bias — just the best deal.
Strict Privacy: Your data is never sold to third parties.
Zero Spam: We respect your time and inbox.
70+LENDING OPTIONS
Get Your Free Loan Assessment
No bots. No call centers. Just expert advice.
TRUST PROMISE: ZERO SPAM POLICY @orivo.finance